Sunday, May 27, 2012

What Are the Benefits Of Investing in Atlanta Foreclosed Homes ? Real

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The city of Atlanta has developed into one of the most flourishing real estate hubs in the U.S with Atlanta foreclosed homes being highly favored by buyers over other properties due to their attractive price discounts as well as various housing incentives available in the region. So if you are on the lookout for a lucrative real estate opportunity, opting for a foreclosure in this city would be one of the most beneficial investments for you as the region makes for an ideal destination to live, work and play.

Home to some of the most unique attractions such as the largest museum on puppetry as well as the oldest running ballet in America, the region has a very impressive cultural heritage which has successfully made it one of the most favored residential areas in the country. Another remarkable fact about the region?s vibrant lifestyle is that the city is home to one of the largest number of theaters, museums, outdoor recreational spots like the Georgia Aquarium, great parks, festival and as well as sporting events.

With the development of MARTA which is the city?s rapid transit system, the region?s real estate value has appreciated by leaps and bounds. The transit system connects all the major residential communities in the area in a manner that travelling from one end of Atlanta to the other is very time efficient as well as hassle free. With features such as easy commutation, a safe and crime free society, ready access to some of the best education and healthcare facilities investing in Atlanta foreclosed homes makes for a very wise decision indeed.

Other benefits of buying Atlanta foreclosed homes is that the Housing Finance Division (HFD) which is under the Atlanta Development Authority (ADA) is promoting various residential schemes in the region for first time home buyers. Apart from offering tax credit incentives and down payment assistance to buyers of foreclosures, the HFD is also helping home buyers in availing housing loans at the lowest interest rates in the market by connecting them to suitable lending agencies.

Another notable aspect of residing in the area through investing in a foreclosure is the ADA has been working sincerely on various neighborhood stabilization programs under which they are ensuring affordable and quality neighborhood services to its residents. The Atlanta Development Authority has also adopted a dynamic Economic Development Plan (EDP) for the city through which it is working successfully to provide an improved quality of life by adopting various measures to strengthen the region?s economy.

While buying a property in this area has several benefits, one of the major reasons that make residing here a very wise option is the availability of a wide range of Atlanta foreclosed homes at highly lucrative prices. Moreover these foreclosures are located in some of the most high end and prime residential communities which make the venture a very sound investment for first time home buyers. Some of the communities where foreclosures are available at attractive asking prices include the premier residential communities of Legacy Park, Buck-Head and Wellesley, amongst several others. Now that you are aware of the wide range of benefits that can be availed through Atlanta foreclosed homes, go ahead and pick up your dream home to enjoy the vibrant lifestyle of this remarkable city.

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i am a country woman. a new vegan, cooking for a non vegan family, who believes in God, family values, my country and being prepared for whatever may come. i live in rural central florida and like most women, i wear alot of different hats. i'm a wife and harried homeschooling mom. i am a cook, a doctor (for two leggeds and four leggeds) and a confidant. i'm a psychologist, a spinner of tales and a dreamer of dreams. i'm helpmeet to danny, my wild-eyed irishman, mama to 13 (11 with us and 3 in heaven) and after losing a son to suicide in 2004 and another son to a murderer's gun in 2012, a reluctant traveler on the survivor road. i raise a large garden, and enjoying preserving all the bounty that our heavenly Father grants us.

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Saturday, May 26, 2012

Use a customer perception audit to watch the signals your business ...

When a business needs help with accounting, a certified public accountant often is retained for their expertise. When things do not add up ? cash flow isn?t what it is supposed to be, inventories are too low or too high ? we see the signals right away. Unfortunately, business owners and managers often do not perceive the signals their businesses send out to consumers.

Consumers also see ?signals.? Most are visual (more than 90 percent), others are vocal or come from the sense of smell. These upfront signals create perceptions and expectations that strongly influence what a consumer believes about your business and you personally. If the signals are favorable, you?re likely to win at business; if not, the game may be lost. Even worse, those who have unfavorable impressions not only do not come back, but are likely to tell five to 10 or more people about their experience.

To avoid this situation and to improve your odds of winning, it is advisable to conduct or have conducted for you a ?customer perception audit? (the other type of CPA). This ?audit? is designed to spot those negative signals that directly set consumers? attitudes toward your business. These signals create perceptions that are difficult to change and to overcome.

Many businesses do not realize there are signals that can be sent before a consumer even enters your business or encounters your service. For example, what happens when a consumer calls your business? How long does it take to answer the call? Is it a professional, welcoming response? What does your business look like on the Web? Is your website attractive, informative and easy to navigate? Is there a customer contact link, or phone number listed? What does your signage and the front of your building and-or door look like? What signal does this sight send: clean and appealing or dirty and unattractive? Speaking of doors, are they freshly painted and-or is the glass clean? Clean reflects fresh and new. Consumers like that signal.

Once they are in the door, what do they see? Is the floor clean and-or carpet clean? If there is a plant, is it healthy or attractive or sending off the signal of death? Are your business, merchandise, and customer service personnel sending positive signals and impressions? Unless you?re in the antique business, consumers prefer new, clean and uncluttered. All of these signals create an atmosphere of acceptance, which, combined with great customer service, will help you command premium prices and repeat business.

Another set of signals focus on lighting and color. Is the lighting adequate and appropriate for your type of business? There is no bigger turnoff to a food service customer than a light or ceiling fixture displaying dead flies or bugs. Likewise, if you?re dealing with senior citizens, your lighting must be bright and all printed materials have type a little larger on a good contrasting background. If you?re selling upscale or expensive premium products, is there an upscale color deployed? Black, gold and silver are perceived as giving the upscale signal; orange, yellow, and red the ?price/promotion? signal; and green and blue for environmental products and services. Are your colors appropriate to your product, pricing and marketing objectives?

What signals do you give out that tell customers you want them to come back? In our highly competitive marketplace, more than the sincere ?thank you? is required. Do you have ?bring them back? signals such as a percent-off or money-off your next purchase thank you promotion card? Customers want welcome-back incentives and consider these your signal of valuing their business.

One of the most difficult signals to deal with is the appropriateness of an employee?s attitude and demeanor with consumers. This can be especially challenging in a family business if it is a family member that is sending off the wrong signals. Kiss-of-death signals are things such as paying more attention to someone on the phone than to the customer in front of you, or employee-on-employee disagreements or confrontations. Place yourself in the customer?s shoes and you will quickly discover unacceptable signals.Yes, sometimes the only solution is to change personnel to send the right signal and satisfy and retain the customer.

If you do not wish to hire an objective third party to conduct a detailed customer perception audit, take the time to develop your own checklist. Walk through all the points of encounter as if you were the customer. Ask yourself, how did your business do? What needs to be fixed, improved or immediately changed? A customer perception audit is likely to improve your customer retention and overall business performance.

Ronald A. Nykiel, dean of the College of Business at Husson University, is a member of the National Association of Corporate Directors, has authored a number of books on management and marketing, counseled the President?s Commission on Executive Interchange and chaired a governor?s revenue forecasting commission.

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Inevitable: China Files WTO Dispute re: 22 US CVD Cases

As you may recall, when the United States passed a law in March 2012 overruling a couple federal court decisions and retroactively applying US law to scads of completed countervailing duty investigations of Chinese imports, I explained that the law's illogical, biased structure - in particular, not addressing WTO-inconsistent "double counting" in any case completed before the law's enactment - all but guaranteed at least one WTO challenge from the Chinese government because the WTO's Appellate Body (in DS379) had already ruled that a failure to fix the problem in several other cases violated WTO rules.

The first dispute, it appears, arrived today:

China has asked for consultations at the World Trade Organization's Dispute Settlement Body on countervailing duty measures applied by the U.S. against 22 Chinese products, including solar panels, a statement posted on the Commerce Ministry's website said Friday.

The measures also were related to paper and steel products and affected $7.29 billion of Chinese exports to the U.S., Commerce Ministry spokesman Shen Danyang said in the statement.

U.S. actions on subsidy calculations and in determining that China's export restrictions were "effectively a subsidy" are violations of WTO rules, Mr. Shen added....

"The U.S. practices are an abuse of the trade remedy mechanisms and have damaged the legitimate interests of Chinese companies," Mr. Shen said. "We are greatly dissatisfied with this."

Mr. Shen said China has reiterated its stance on many occasions, but the U.S. has ignored China's concerns and "repeated its improper methods in the recent solar panel case."...

"China is hoping that the U.S. will correct its mistaken actions in anti-subsidy investigations," Mr. Shen said, adding that Beijing also hopes the U.S. "will use positive talks and communication under the WTO dispute-resolution mechanism to return to practices that are in line with WTO rules."

If consultations fail to produce a solution, China may request a ruling by a WTO panel.

China's formal request for consultations isn't yet available on the WTO's website, but the WSJ article makes clear that China is challenging several issues in these investigations. ?BNA[$] adds that, according to the Chinese mission in Geneva, one of those issues is the US Commerce Department's treatment of Chinese state-owned enterprises as "public bodies" (i.e., as the Chinese government itself) in order to determine whether their sales of goods and services to targeted exporters constitute subsidies. ?As you may recall, the public body issue also was addressed in DS379, and the United States just informed?the WTO that it published on May 18 a preliminary determination on public bodies in the "Section 129" determination that the Commerce Department is (delinquently) completing to comply with the Appellate Body's DS379 report.

I guess Commerce's May 18 determination wasn't what the Chinese Government was hoping for, eh?

Anyway, today's WTO dispute adds to the long string of litigation surrounding the United States' application of CVDs on imports from China and other "non-market economies." ?The US government recently had the opportunity to end much of this litigation, but instead doubled-down on the messy status quo when it passed the CVD/NME law in March and in the subsequent Section 129 proceedings. ?Since then, we've seen the law's constitutionality challenged in US court, and now China's back at the WTO complaining about, among other things, what the law didn't fix in 20-plus CVD investigations. ?Both of these legal reactions were completely expected, and pretty much ensure that US-China trade policy will be marred by an issue that (a) was easily solvable via one of several rational policy options; (b) keeps the US on the defensive in bilateral trade talks; and (c) increasingly looks to be putting American exports at risk via China's imposition of WTO-sanctioned retaliatory tariffs due to continued US malfeasance.

But other than that...

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Hot Industry: Full-Service Restaurants | Jonathan Halloran-Koren

The restaurant industry will employ 12.9 million people this year, representing 10% of the total U.S. workforce, and making it one of the best industries for starting a business in this year.

Why it's hot:

Think about it: What's for dinner? Not takeout. Not fast food. And definitely not a homemade meal.

Instead, the subtle hand of the economic recovery is inspiring Americans to pull up a chair at a neighborhood sit-down restaurant. In 2009, revenue earned by full-service restaurants declined by 6.8%, reflective of consumers' having less disposable income (and therefore showing preference for fast-food restaurants or eating at home), says Nima Samadi, senior analyst at IBISWorld, a market research organization specializing in long-range forecasting of industries and business environments.

Restaurants in this segment of the industry "were the first to feel the pinch and the last to feel the recovery," Samadi says.

Barriers to entry:

Although the full-service restaurant industry is ripe for growth, Samadi notes a saturated market as a big barrier to entry.

Another barrier: the significant day-to-day costs associated with running the business. According to Sageworks, a financial information company that provides industry data, the cost of sales, including inventory, direct labor, material, and other costs directly associated with the generation of revenue, will eat up nearly 41% of sales revenue.

Samadi says success can also be contingent on familiarity with the day-to-day operations. "Especially with full-service (restaurants), the failure rates are pretty high for people that start a restaurant without any prior restaurant experience, or if they don't hire someone that has the prior experience," he says. "I think expertise plays a pretty large role, and it's a pretty good indicator of success."

Fastest growing segment:

Need ideas for what kind of restaurant to start? Healthy eating continues to be popular, as well as offering locally sourced and locally grown foods, according to the National Restaurant Association's "What's Hot in 2012" survey. Technomic, a food-service research and consulting firm, says the biggest trend for 2012 will be meals with a twist?whether comfort food with an ethnic spin or surprising tweaks to sandwiches. So go ahead, dig in.

Growth potential:

Industry sales-revenue has slowly recovered, growing 1.6% in 2010 and 2.8% in 2011, and it is projected to increase 4.5% this year and 5.5% in 2013. The National Restaurant Association expects the entire restaurant industry, not just full-service restaurants, in 2012 to book $632 billion in revenue and to employ 12.9 million. That would be a slight increase from 2011, and represent 10% of the U.S. work force. Plus, as the economy improves, Samadi says, restaurants should benefit from lower unemployment rates and higher levels of disposable income.

See more Business Opportunities by Industry in 2012.

This post was provided by Inc.com. Go to Source article for more information.

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Friday, May 25, 2012

BBQ-Tips: Grill & chill | Drinks | Creative Loafing Tampa

One good thing about a drought is that you know your plans for a cookout won?t get rained out. So take advantage of the dry spell. Move your kitchen outdoors, along with your wine fridge and corkscrew, and try some of these summer grilling ideas.

Oysters & Pinot Grigio

Make sure your oysters are live when you buy them; they should be tightly clamped shut. Dead oysters will have loose or half-open shells. Scrub the shells under cold water with a brush. Discard any open or broken shells. Throw oysters on the grill; they?ll pop right open when done. Shuck ?em and serve with melted butter, your favorite hot sauce and lemon wedges.

Wash your oysters down with a glass of Graffigna Centenario Pinot Grigio from Argentina. This wine is fresh and young with refreshing flavors of peach and apricot, which give it roundness in the mouth, but don?t take away from a nice, crisp, clean finish.

Guacamole & Sauvignon Blanc

You don?t need a grill for guacamole, but you do need something to tide you over while you wait for the grill to do its thing. Use three Haas avocados that are nicely ripened (overripe avocados have lost their flavor). Scoop avocado meat into bowl, add ? to ? cup of chopped, fresh cilantro, a teaspoon of coarse sea salt and a couple of teaspoons of lime juice. Blend ingredients together by mashing up the avocado mixture until smooth.

Cleanse the palate with a sip of Line 39 Lake County Sauvignon Blanc. This Sauvignon Blanc has lots of citrus flavors, which enhance the cilantro in the guacamole. No feeling parched with this wine; its crisp acidity invigorates the taste buds and cools down the palate.

Burgers, Dogs & Carmen?re

Everyone has a burger recipe of their own. Try prepping the meat the night before to intensify flavors, and don?t forget the egg and bread crumbs! As for hot dog do?s and don?ts, there are definitely two camps: 1. Dog is done when plumped out and juicy. 2. Dog isn?t done until charred.

I?m firmly entrenched in the second camp, but hot dog arguments (mustard? relish? chili? ketchup? onions?) can be worse than politics. Luckily, whether you do burgers or dogs, there?s no argument that Lapostolle Casa Carmen?re from Chile is the liquid to pour. Carmen?re is Chile?s signature grape and is the wine to serve when you want a comparable substitute to Cabernet or Merlot. You?ll get bold, earthy flavors and fresh red fruit. I?d stay away from mustard on the burger or dogs when serving this wine. Instead, try it with mushroom-topped burgers or chili dogs.

Grilled Fruit & Sangria

Grilling fruit diversifies its natural flavors. Nothing is easier than grilling pineapple. No special prep; just lop off the top and bottom, and slice. (You don?t even have to remove the rind.) Then, throw slices on the grill. But spray the grates with oil or non-stick cooking spray beforehand. Otherwise, you?ll have bits of pineapple stuck to the grate.

If you haven?t yet tried grilled watermelon, now is the time for a taste. A little more work is involved, but it?s certainly worth the effort. Slice watermelon into wedges, and lightly sprinkle salt on both sides. Stand the wedges on their edges on a rack over a sink, and let them drain for half an hour. Then, they are ready to head for the coals. Again, make sure you prep the grates so the watermelon wedges slide off easily.

While you?re deciding if you?re in the mood to eat the grilled watermelon alone, drizzled with balsamic vinegar or atop a bed of arugula with goat cheese, pour yourself a glass of Eppa Supra Fruta Sangria. A refreshing glass of fruity sangria in the middle of a dry spell is just what the doctor ordered. This sangria is made from Cabernet and Syrah with pomegranate, blueberry, Mediterranean blood orange and a?ai juices blended in.

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50 places to eat outdoors in the Rochester area (Rochester Democrat and Chronicle)

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